Interest Rates have taken a dip to 3.25%, which is the lowest interest rate seen since Eisenhower was President in the 1950's!  Call your lender and find out if you can take advantage of these, really unbelievable, rates.  Even if you're not in the Buy or Sell mode, look into refinancing as rates here may be even lower!!  Contact your lender or if you need referrals, I can offer a few I trust.